Unsecured & Secure Loan Options
Looking for extra funds to cover unexpected expenses, consolidate debt, or make a major purchase? A personal loan could be the solution you need. With both unsecured and secured options, we offer flexible terms, competitive rates, and a simple application process.
Loan Features
At Croghan Colonial Bank, we offer both unsecured and secured personal loans, providing flexibility to meet your financial needs. Here’s what you can expect from our loan options:
Competitive Rates
Take advantage of affordable interest rates based on the type of loan and your credit profile.
Flexible Loan Amounts
Starting as low as $1,000, with amounts up to $100,000 available.
Fixed Terms
Make predictable monthly payments with fixed terms and interest rates.
Secured vs. Unsecured Personal Loans
When deciding between an unsecured or secured personal loan, understanding the key differences can help you select the right option for your financial goals:
Unsecured Loans*
- No collateral required.
- Typically come with higher interest rates due to the lack of collateral.
- Loan amounts generally range from $1,000 to $50,000, with some lenders offering higher amounts for well-qualified applicants.
- A quicker approval process, making it ideal for urgent financial needs.
Secured Loans*
- Requires collateral, such as a vehicle or property.
- Tend to have lower interest rates since the loan is backed by an asset.
- Can offer higher loan amounts (up to $100,000 or more), depending on the value of the collateral.
- May take longer to process due to the need for asset appraisal and additional documentation.
What You Can Expect from Croghan
When you choose Croghan for your personal loan, you’re partnering with a trusted lender that offers personalized advice, competitive rates, and a straightforward process. We’re here to help you secure the financing that fits your needs.
Simple and Transparent Process
Our team of loan officers will guide you through each step of the loan application, from choosing the right loan to the final approval process. We’ll make sure you understand all the terms and financials, so you can make informed decisions.
Local Expertise
With years of experience in serving the community, we understand the local market and offer the support you need for your financial goals. We’re committed to making the personal loan process as simple as possible.
Personalized Support
From application to approval and funding, you’ll receive tailored support to ensure a smooth experience. Our goal is to help you achieve your financial objectives with ease.
Take the Next Step Toward Your Financial Goals
Ready to take control of your finances? If you’re looking to consolidate debt, make a major purchase, or cover an unexpected expense, Croghan Colonial Bank has the solutions and support you need. Give us a call or visit a local office to speak with one of our loan specialists and get started.
Important Legal Disclosures
*All loans are subject to credit approval.